The two primary student loan lenders are either federal or private. The U.S. Department of Education provides federal student loans, while private financial institutions give private student loans. These two types have variations in interest rates, eligibility criteria, loan modification options, and forgiveness programs. While Federal loans offer more flexibility in terms of repayment and … Read more
You’re an independent student ready to attend college or graduate school. But there’s one potential hurdle standing in your way – getting approved for student loans without a creditworthy cosigner. Many student loans require a cosigner, usually a parent or guardian, who agrees to take responsibility for the debt if you can’t repay it. However, … Read more
If you plan to attend college, you might need to consider vying for a student loan application. It’s no news that getting a college degree can be expensive, and you will need adequate funding. Around 55% of individuals under 30 who pursued higher education took out student loans or other forms of debt to cover … Read more