If you’re dealing with the costs of education, you’re not alone. Many students use loans to pay for their studies, and it’s important to choose the right loan company. This is because many people pay back their student loans till their fifties or even longer which is quite frustrating. Knowing where to start is hard … Read more
The two primary student loan lenders are either federal or private. The U.S. Department of Education provides federal student loans, while private financial institutions give private student loans. These two types have variations in interest rates, eligibility criteria, loan modification options, and forgiveness programs. While Federal loans offer more flexibility in terms of repayment and … Read more
So you checked your credit score and saw it’s around 600, but you want to take out a student loan to pay for college. Hence, you’re worried your score is too low to qualify. What can you do in this situation? Don’t panic! You can take steps to improve your credit and get approved for student … Read more
You made a mistake years ago that tanked your credit score. Unpaid bills, missed payments, and credit card debt leaves you with a bad credit history that can affect your student loan. Now, you want to return to school to improve your career prospects but need to know how you’ll get approved for student loans … Read more
The whole idea of student loans and personal loans for college students might seem like murky waters. The hard part of navigating your financial responsibilities comes after the excitement of getting into college wears off. As you budget and plan for this stage of life, you’ll need to make important decisions about how to pay … Read more
Starting your post-college life with student loan payments looming can be daunting. But you may have a reprieve before making payments, thanks to a student loan grace period. Understanding how grace periods work can help you manage this transition period and set yourself up for success in repaying your loans. Read Also: Student Loan Refinance … Read more
How can you manage dealing with annoying student loan organizations? You finally did it – you graduated from college! After years of hard work, you’ve earned your degree. But along the way, you racked up a sizable amount of student loan debt. Now, you’re facing the daunting task of managing and repaying your student loans. … Read more
You’re an independent student ready to attend college or graduate school. But there’s one potential hurdle standing in your way – getting approved for student loans without a creditworthy cosigner. Many student loans require a cosigner, usually a parent or guardian, who agrees to take responsibility for the debt if you can’t repay it. However, … Read more
With so many student loan options available, how do you know which is best for you? A college education is an investment in your future but can be expensive. Taking out student loans is one way to help pay for school when savings, scholarships, and federal student aid like grants and work-study don’t cover all … Read more
You’re not alone if you feel overwhelmed trying to track or lookup your student loans. With different types of federal and private student loans from various lenders, it can be unclear to determine exactly how much you owe and to whom. Thankfully, there are ways to lookup all your student loans in one place. This … Read more